Umberto Filotto

Affiliate Professor
Knowledge groupFinance
Research domainsRetail Banking
Teaching domainsFintech, Consumer Credit, Financial Marketing, Multichannel Banking, Investor/Consumer Behaviour
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Umberto Filotto

Biography

Umberto Filotto is Affiliate Professor of Banking and Insurance at SDA Bocconi School of Management.He is Full Professor of Banking Management at University of Rome Tor Vergata. At SDA Bocconi Umberto has directed programs for senior executives in several banks and other financial firms.

He conducted numerous research, training and consulting projects with Crif, CheBanca, Fiditalia, GarantiBank and many others. His research activities focus on retail banking, fintech, consumer lending, behavioral finance and addresses the evolution of the strategies and business models of the financial industry, the role and evolution of consumer lending and financial customers choices and decision models.

He is the author of numerous books and articles on the subject. His work has been published in European Journal of Management, Mind and Society, International Journal of Business and Mangement, Journal of Property, Investment and Finance, Bancaria, Banca Impresa e Società among others. Umberto has been the Editor or the author of several books and he contributed to books published by Edward Elgar, Springer, Palgrave, Bancaria, Egea. He is a member of the Editorial Boarrd of Bancaria and of Rivista di Regolazione e dei Mercati. Umberto is Secretary General of Assofin the Italian Association of Consumer Lending and Mortgages and he is Vice Chair of Eurofinas the European Federation of Consumer Credit.

Umberto is a graduate, magna cum laude, of Bocconi University.

Recent Publications

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  • 2025
    Banche e blockchain: il nuovo paradigma del Trade e Supply Chain Finance nella trasformazione digitale
    DE NOVELLIS, G., U. FILOTTO, D. SGRULLETTI, G. P. STELLA, "Banche e blockchain: il nuovo paradigma del Trade e Supply Chain Finance nella trasformazione digitale", Bancaria, 2025, no. 7-8, pp. 75-84
  • 2024
    Financial literacy and financial advice seeking: Does product specificity matter?
    MAZZOLI, C., R. FERRETTI, U. FILOTTO, "Financial literacy and financial advice seeking: Does product specificity matter?", The Quarterly Review of Economics and Finance, 2024, vol. 95, pp. 98-110
  • 2024
    Non ci sono più i pagamenti e il credito di una volta. Un nuovo ecosistema di soggetti e di servizi
    FILOTTO, U., "Non ci sono più i pagamenti e il credito di una volta. Un nuovo ecosistema di soggetti e di servizi", Bancaria, 2024, no. 11, pp. 66-70
  • 2024
    Un progetto di educazione finanziaria e la consapevolezza, conoscenza e fiducia dei giovani
    FILOTTO, U., G. FOSCHINI, C. GIANNOTTI, G. P. STELLA, "Un progetto di educazione finanziaria e la consapevolezza, conoscenza e fiducia dei giovani", Bancaria, 2024, no. 3
  • 2024
    Riding the wave of change: Buy now, pay later as a disruptive threat to payment cards in the global market
    FILOTTO, U., D. SALERNO, G. SAMPAGNARO, G. P. STELLA, "Riding the wave of change: Buy now, pay later as a disruptive threat to payment cards in the global market", Research in International Business and Finance, 2024, vol. 72, pp. 102499
  • 2023
    Artificial Intelligence and Financial Behaviour
    VIALE, R., S. MOUSAVI, U. FILOTTO, B. ALEMANNI (Eds.), "Artificial Intelligence and Financial Behaviour" - 2023, Edward Elgar Publishing